They will chase it up with you. Magpapadala yan ng statement every month reminding you of your unsettled balance at dun nakalagay yung lump sum ng remaining months na nasa loob ng lock in period na di mo pa nababayaran. Lumalaki yun dahil may arrears fee, parang interest. Pag may ilan buwan na at ini ignore mo lang yung bayarin mo, ipapasa na nila sa third party collectors yan, yung mga nagbabahay bahay.